Bondora’s Referral Program:
Terms and Conditions

Thank you for participating in Bondora’s Referral Program which is governed by these terms and conditions. Terms that are capitalized in this terms and conditions shall have the same meaning as the definitions used in the Terms and Use of Bondora unless otherwise provided in these terms and conditions.

1. Bondora’s Referral Program

   References to “Bondora” are references to Bondora Capital OÜ, references to “you” or “your” are references to existing customers of Bondora who introduce persons in respect of the Referral Program and references to the “ Referral Program ” are references to this Bondora’s Referral Program. Bondora may from time to time offer the opportunity to earn rewards by referring other persons to become a User of Bondora. Bondora reserves the right to terminate the Referral Program at any time for any reason without notifying participants. These terms and conditions shall apply to Users who participate in the Referral Program. By participating in the Referral Program you agree to use the Referral Program in the manner specified in these terms and conditions.

2. Participation in the Referral Program

   You are able to participate in the Referral Program if unique link generated by Bondora for this Referral Program (“URL”) is available for you on your Portal account. You may share or send or make the URL available to third persons. You are prohibited from altering, changing or modifying the URL. Bondora reserves the right to disqualify any participates or referred persons at any time from participation in the Referral Program is such participant does not comply with any of these terms and conditions or any other terms and conditions for other Bondora services that apply to such participant.

3. Earning Rewards

   If you participate in the Referral Program you will receive a one-time reward of 25€ for each referred person that registers in the Portal using your unique link and at the calculation day has Investment Balance (purchased Loans at purchase price – amount received as trial funds – sold loans at sales price + principal repayments from the investments) of at least 1000 euros.

   If you participate in the Referral Program as a person who accepted the Referral Program (also, a ‘Referred’) using the unique link sent by a friend, you will receive a one-time reward of 25€ to your Portal account after registering in the Portal using your unique link and at the calculation day has Investment Balance (purchased Loans at purchase price – amount received as trial funds – sold loans at sales price + principal repayments from the investments) of at least 1000 euros.

   The calculation of the reward to both parties (the referrer and the referred person) shall be done after 30 days from the registration date of the respective referred person in the Portal.

   Reward may be subject to verification by Bondora its sole discretion. Bondora may withhold a payment of reward for investigation if it deems fraudulent, suspicious or in violation of these terms and conditions. Over the counter (for example direct sales to other Users) Secondary Market trades are deemed as fraudulent activities. Bondora has a right to modify or amend at any time the methods through which the reward is earned.

   You may not use illegal or otherwise objectionable content in connection with any communications relating to the Referral Program and to any referrals made under the Referral Program. You are not allowed to use the URL in any way that is against the values of Bondora and/or against with the good business standards. You will be responsible for any tax reporting and/or payment obligations applicable in respect to reward received under this Referral Program.

   Reward will be credited to your Portal account within 20 business days after the calculation day, if all the conditions and preconditions for the reward as stipulated in the section 4 have been fulfilled.

   Bondora reserves the right to claim back the reward by you and/or the respective referred User after such reward has been credited to your and/or respective referred User Portal account if Bondora deems that you or respective referred User have misused or exploited the Referral Program.

4. Qualifying Referrals

   In order for you to receive the reward the following preconditions must be fulfilled:

   • you or the respective referred person has not breached these terms and conditions and any other terms and conditions for Bondora services;
   • the respective referred person has registered as a User through your unique URL and Bondora was able to track such registration;
   • the respective referred person was not the User of the Portal before receiving the URL from you;
   • the respective referred person has a right to become the User of the Portal in accordance with the Terms of Use;
   • you or the respective referred person has not misused or exploit the offer (for example created multiple or fake accounts or participate in the offer using multiple or fake email addresses or identities);
   • the Investment Balance of the specific referred User is at the day of the calculation is at least 1000 euros;
   • please note that under Bondora's discretion, if the respective Referred User investments are liquidated and/or withdrawn from the respective Referred User Portal account within 180 days from the date of reward being paid to your Portal account, Bondora has the full right to claim back the full reward paid out to your Portal account at any time. Bondora may use third parties to collect the reward from you or claim the reward through court.

   Only one qualifying referral shall be deemed generated for each referred User and the reward shall be paid to User through whose URL the respective referred person has arrived to the Portal and registered as the User first.

5. Miscellaneous

   You may contact Bondora for any issue and/or for any additional information at any time by sending us e-mail at [email protected]. Legal relationships arising from participating in this offer shall be governed by these terms and conditions and by Terms of Use published on the Portal at the day respective referred person registered as User through the respective URL.